KATHY HOPE

Insurance Broker

CALIFORNIA
 LIC # 0793269

 

800-792-9114
 

        
 













                   


 

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"Short Term" or temporary health insurance coverage lasts from one to twelve months. The total length of coverage will not exceed twelve months.

 Who Uses "Short Term" Health Insurance?

  • Someone who just dropped off their parents' policy because they graduated from college or they hit the maximum age limit and need health insurance before they find a full-time job.
     
  • Someone between jobs.
     
  • Someone awaiting approval for a new health insurance plan to activate. 
 

What Type Of Coverage Exists?

  • "Short Term" policies normally cover various hospital charges, office visits, and diagnostic tests. They do not confine you to any network of doctors. You do have the freedom to go to any doctor.
      
  • Deductibles are exercised and vary in amounts. Sometimes the deductible is "per" injury or illness.
    This means that you must meet the deductible every time you exercise the policy.

Carriers We Often Recommend 
For California Residents

Blue Shield - Anthem Blue Cross - Healthnet
Pacificare - Aetna - United Health - Kaiser
Universal Health




 
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