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KATHY
HOPE |
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Insurance
Broker |
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CALIFORNIA
LIC
# 0793269 |
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800-792-9114
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"Short
Term" or temporary health
insurance coverage lasts from
one to twelve months.
The
total length of coverage will
not exceed twelve months. |
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Who
Uses "Short
Term" Health
Insurance? |
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- Someone who just dropped off their parents' policy because they graduated from college or
they hit the maximum age limit and need health insurance before they find a full-time job.
- Someone
between jobs.
- Someone awaiting approval for a new health insurance plan to activate.
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What
Type Of
Coverage
Exists? |
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- "Short Term" policies normally cover various hospital charges, office visits, and diagnostic tests. They do not confine you to any network of doctors. You do have the freedom to go to any
doctor.
- Deductibles are exercised and vary in amounts. Sometimes the deductible is "per" injury or illness.
This means that you must meet the deductible
every time you exercise the
policy.
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Carriers
We Often Recommend
For California Residents |
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Blue
Cross - Blue Shield -
Healthnet
Pacificare - Aetna - United
Health - Kaiser
Universal Health |
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