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California Group
Health Insurance choices are many and are
offered in "tailored" packages from most of
the major insurance companies.
Small business
group insurance plans are flexible and offer
choices that address individual financial
requirements as well as the medical coverage
needs of both employee & employer.
Some of the
available options include:
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Employee Elect |
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Employers can
implement a small business group
insurance plan that includes multiple
individual plans. Employees can then
"elect" an individual plan of their own
choosing. Even though they are part of a
group, they get to choose what is best
for them individually. |
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Employer Contributions |
Employers are better able to manage
expenses.. Ways employers can contribute to this group insurance include:
- Under a
pre-set limit.
- A Selected
Fixed Cost.
- A
Percentage of Total Monthly Premium |
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Use of
Pre-Tax Dollars |
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Both employers
and employees can make their
contributions with pre-tax dollars
deducted from the company's payroll.
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Types Of Small Business Group Insurance Plans
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PPO |
Preferred
Provider Organization |
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HMO |
Health
Maintenance Organization |
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POS |
Point of
Service |
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HSA |
Health Savings Account |
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HRA |
Health Reimbursement Arrangement |
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CLICK HERE
FOR MORE INFO ON EACH |
Find out more detail on the entire process of
identifying and implementing group health
insurance coverage by simply
clicking here.
Insurance Advisors is
happy to meet with you and match your California
business with the best California group
insurance plan for you and your employees or the
best California self-employed health insurance
plan for you alone.
Companies with
employees are now able to offer benefits that
are competitive with the larger companies. You
can keep great employees and attract new talent
to your small business with a group plan
tailored for you.
If you have a
California business, send us a list of all your
employees. We will contact you with our group
insurance recommendations.
Click Here For
Census/Quote Form
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